Saturday, July 29, 2006

Revealing Trouble continued...

After our previous analysis, Anonymous wanted to look at more data:
Great job on the recent post on your flipper site. Do you think we should add some more? What about another 120 or so?
Well, who am I to say no? The following is a true random sampling of 120 properties being flipped in Sacramento County. Only one of these houses is Realtor owned, so the same cost conditions were applied (7% closing costs and full purchase price). Here is a quick statistical breakdown: -31% are in the red. -33% only of those identifiable as an FIT just by looking at previous sales. There is a large undercurrent of loss hidden in this market. How long before it breaks through the surface?

3xx5 Tree Swallow Cir
Elk Grove, CA 95757
Down Payment: None
Loan Balance: $517,865
Net Profit/Loss: -$127,265
Refi: No
Asking Price: $420,000
Bedrooms:3    Baths: 2    Sq. feet:2436

Previous Sales:
Sold on 2005-07-07 for $525,000



8xx2 Rendham Way
Sacramento, CA 95829
Down Payment: None
Loan Balance: $403,762
Net Profit/Loss: -$69,892
Refi: No
Asking Price: $359,000
Bedrooms:3    Baths: 2    Sq. feet:1577

Previous Sales:
Sold on 2004-06-08 for $317,000
Sold on 2005-07-28 for $409,000



1xxSedley Ct
Sacramento, CA 95823
Down Payment: None
Loan Balance: $425,396
Net Profit/Loss: -$67,346
Refi: Yes
Asking Price: $385,000
Bedrooms:4    Baths: 2    Sq. feet:1899

Previous Sales:
Sold on 2005-05-23 for $400,000



1xx61 Emerald Grove Dr
Elk Grove, CA 95624
Down Payment: None
Loan Balance: $435,331
Net Profit/Loss: -$63,377
Refi: No
Asking Price: $399,950
Bedrooms:4    Baths: 2    Sq. feet:2121

Previous Sales:
Sold on 2004-12-09 for $375,000



8xx1 Red Elk Dr
Elk Grove, CA 95758
Down Payment: $79,500
Loan Balance: $312,606
Net Profit/Loss: -$39,171
Refi: No
Asking Price: $379,500
Bedrooms:3    Baths: 2    Sq. feet:1518

Previous Sales:
Sold on 2005-09-22 for $395,500



3xx4 Onawa Ct
Antelope, CA 95843
Down Payment: None
Loan Balance: $333,830
Net Profit/Loss: -$31,580
Refi: No
Asking Price: $325,000
Bedrooms:3    Baths: 2    Sq. feet:1428

Previous Sales:
Sold on 2004-12-23 for $325,000



9xx7 Windrift Ln
Elk Grove, CA 95758
Down Payment: $100,000
Loan Balance: $311,467
Net Profit/Loss: -$27,377
Refi: No
Asking Price: $413,000
Bedrooms:3    Baths: 2    Sq. feet:1499

Previous Sales:
Sold on 2005-09-09 for $415,000



1xx1 Edgemore Ave
Sacramento, CA 95835
Down Payment: $40,000
Loan Balance: $376,957
Net Profit/Loss: -$27,287
Refi: No
Asking Price: $419,000
Bedrooms:4    Baths: 2    Sq. feet:1803

Previous Sales:
Sold on 2004-12-30 for $425,000



6xx4 Laguna Mirage Ln
Elk Grove, CA 95758
Down Payment: None
Loan Balance: $352,581
Net Profit/Loss: -$27,174
Refi: No
Asking Price: $349,900
Bedrooms:3    Baths: 2    Sq. feet:1379

Previous Sales:
Sold on 2005-05-27 for $358,000



4xx Slocum Dr
Folsom, CA 95630
Down Payment: None
Loan Balance: $434,086
Net Profit/Loss: -$24,933
Refi: No
Asking Price: $439,950
Bedrooms:3    Baths: 2    Sq. feet:1488

Previous Sales:
Sold on 2005-07-11 for $440,000



6xx9 Sol Way
Citrus Heights, CA 95621
Down Payment: $114,157
Loan Balance: $449,495
Net Profit/Loss: -$24,253
Refi: No
Asking Price: $579,999
Bedrooms:5    Baths: 3    Sq. feet:2641

Previous Sales:
Sold on 2005-07-27 for $569,500



8xx9 Misty Valley Way
Antelope, CA 95843
Down Payment: None
Loan Balance: $432,479
Net Profit/Loss: -$23,326
Refi: No
Asking Price: $439,950
Bedrooms:4    Baths: 2    Sq. feet:1714

Previous Sales:
Sold on 2004-07-29 for $372,000
Sold on 2005-05-05 for $439,500



7xx9 Little Oaks Way
Citrus Heights, CA 95621
Down Payment: $64,000
Loan Balance: $252,125
Net Profit/Loss: -$23,175
Refi: No
Asking Price: $315,000
Bedrooms:3    Baths: 1    Sq. feet:1045

Previous Sales:
Sold on 2004-12-21 for $210,000
Sold on 2005-05-27 for $320,000



1xx50 Mace River Ct
Rancho Cordova, CA 95670
Down Payment: $39,000
Loan Balance: $400,680
Net Profit/Loss: -$21,273
Refi: Yes
Asking Price: $449,900
Bedrooms:4    Baths: 2    Sq. feet:2006

Previous Sales:
Sold on 2005-07-20 for $445,000



3xx5 4th Ave
Sacramento, CA 95817
Down Payment: None
Loan Balance: $317,782
Net Profit/Loss: -$21,112
Refi: Yes
Asking Price: $319,000
Bedrooms:3    Baths: 2    Sq. feet:1248

Previous Sales:
Sold on 2005-03-14 for $307,000



7xx6 La Tour Dr
Sacramento, CA 95842
Down Payment: $30,300
Loan Balance: $268,758
Net Profit/Loss: -$20,151
Refi: No
Asking Price: $299,900
Bedrooms:2    Baths: 2    Sq. feet:886

Previous Sales:
Sold on 2005-06-14 for $303,000



5xx7 Mariposa Ave
Citrus Heights, CA 95610
Down Payment: None
Loan Balance: $381,201
Net Profit/Loss: -$18,594
Refi: No
Asking Price: $389,900
Bedrooms:4    Baths: 2    Sq. feet:1553

Previous Sales:
Sold on 2005-02-23 for $305,000
Sold on 2005-05-31 for $387,000



3xx1 May St
Sacramento, CA 95838
Down Payment: None
Loan Balance: $221,517
Net Profit/Loss: -$16,917
Refi: No
Asking Price: $220,000
Bedrooms:2    Baths: 1    Sq. feet:749

Previous Sales:
Sold on 2005-05-18 for $225,000



7xx0 Flores Way
Sacramento, CA 95822
Down Payment: $15,000
Loan Balance: $280,654
Net Profit/Loss: -$16,654
Refi: No
Asking Price: $300,000
Bedrooms:3    Baths: 2    Sq. feet:1240

Previous Sales:
Sold on 2005-05-24 for $300,000



4xx6 48th St
Sacramento, CA 95820
Down Payment: $30,000
Loan Balance: $265,397
Net Profit/Loss: -$16,397
Refi: No
Asking Price: $300,000
Bedrooms:4    Baths: 2    Sq. feet:1570

Previous Sales:
Sold on 2005-04-07 for $300,000



7xx8 Stockdale St
Sacramento, CA 95822
Down Payment: None
Loan Balance: $290,366
Net Profit/Loss: -$16,016
Refi: No
Asking Price: $295,000
Bedrooms:3    Baths: 2    Sq. feet:1350

Previous Sales:
Sold on 2005-05-12 for $260,000



2xx0 Screech Owl Way
Sacramento, CA 95834
Down Payment: $106,708
Loan Balance: $373,137
Net Profit/Loss: -$14,938
Refi: No
Asking Price: $499,900
Bedrooms:4    Baths: 2    Sq. feet:2501

Previous Sales:
Sold on 2005-07-06 for $485,000



5xx2 13th Ave
Sacramento, CA 95820
Down Payment: None
Loan Balance: $349,546
Net Profit/Loss: -$11,026
Refi: No
Asking Price: $364,000
Bedrooms:2    Baths: 1    Sq. feet:1156

Previous Sales:
Sold on 2005-08-03 for $354,000



5xxiebaum Ct
Elk Grove, CA 95758
Down Payment: None
Loan Balance: $382,551
Net Profit/Loss: -$10,561
Refi: Yes
Asking Price: $399,990
Bedrooms:4    Baths: 2    Sq. feet:1659

Previous Sales:
Sold on 2004-09-17 for $360,000



4xx6 A St
Sacramento, CA 95819
Down Payment: $40,500
Loan Balance: $359,038
Net Profit/Loss: -$9,868
Refi: No
Asking Price: $419,000
Bedrooms:2    Baths: 1    Sq. feet:1147

Previous Sales:
Sold on 2005-05-31 for $405,000



8xx7 Holly Oak St
Citrus Heights, CA 95610
Down Payment: None
Loan Balance: $380,398
Net Profit/Loss: -$9,328
Refi: No
Asking Price: $399,000
Bedrooms:4    Baths: 2    Sq. feet:1601

Previous Sales:
Sold on 2006-02-16 for $382,500



5xx1 Applehurst Way
Elk Grove, CA 95758
Down Payment: None
Loan Balance: $387,649
Net Profit/Loss: -$9,244
Refi: No
Asking Price: $406,888
Bedrooms:3    Baths: 2    Sq. feet:1623

Previous Sales:
Sold on 2005-11-21 for $391,000



1xx9 Stoddard St
Sacramento, CA 95822
Down Payment: $36,000
Loan Balance: $180,948
Net Profit/Loss: -$7,791
Refi: No
Asking Price: $224,900
Bedrooms:2    Baths: 1    Sq. feet:828

Previous Sales:
Sold on 2005-04-19 for $220,000



2xx5 Sherington Way
Sacramento, CA 95835
Down Payment: None
Loan Balance: $509,507
Net Profit/Loss: -$7,400
Refi: No
Asking Price: $539,900
Bedrooms:5    Baths: 3    Sq. feet:2382

Previous Sales:
Sold on 2005-06-13 for $517,000



5xx0 Tangerine Ave
Sacramento, CA 95823
Down Payment: None
Loan Balance: $308,426
Net Profit/Loss: -$6,176
Refi: No
Asking Price: $325,000
Bedrooms:3    Baths: 2    Sq. feet:1160

Previous Sales:
Sold on 2006-02-28 for $310,000



7xx9 RUSH RIVER Dr
Sacramento, CA 95831
Down Payment: None
Loan Balance: $377,101
Net Profit/Loss: -$6,031
Refi: No
Asking Price: $399,000
Bedrooms:3    Baths: 2    Sq. feet:1445

Previous Sales:
Sold on 2005-05-20 for $383,000



7xx0 Roy Rogers Pl
Citrus Heights, CA 95610
Down Payment: None
Loan Balance: $366,761
Net Profit/Loss: -$4,154
Refi: Yes
Asking Price: $389,900
Bedrooms:3    Baths: 2    Sq. feet:1592

Previous Sales:
Sold on 2004-12-03 for $330,000



4xx5 Andrew Alan Ln
Fair Oaks, CA 95628
Down Payment: $70,000
Loan Balance: $277,105
Net Profit/Loss: -$3,935
Refi: No
Asking Price: $369,000
Bedrooms:3    Baths: 2    Sq. feet:1504

Previous Sales:
Sold on 2005-10-03 for $350,000



4xx0 Schuyler Dr
Carmichael, CA 95608
Down Payment: None
Loan Balance: $421,273
Net Profit/Loss: -$3,703
Refi: No
Asking Price: $449,000
Bedrooms:3    Baths: 2    Sq. feet:2078

Previous Sales:
Sold on 2005-01-14 for $430,000



1xxAshley Oaks Ct
Sacramento, CA 95815
Down Payment: None
Loan Balance: $296,080
Net Profit/Loss: -$3,130
Refi: No
Asking Price: $315,000
Bedrooms:3    Baths: 2    Sq. feet:1264

Previous Sales:
Sold on 2005-04-01 for $275,000
Sold on 2005-07-21 for $300,000



6xx5 Fordham Way
Sacramento, CA 95831
Down Payment: $155,000
Loan Balance: $344,795
Net Profit/Loss: -$2,245
Refi: No
Asking Price: $535,000
Bedrooms:3    Baths: 2    Sq. feet:1526

Previous Sales:
Sold on 2005-06-03 for $505,000



5xx5 Los Pueblos Way
Sacramento, CA 95835
Down Payment: None
Loan Balance: $402,959
Net Profit/Loss: -$734
Refi: No
Asking Price: $432,500
Bedrooms:3    Baths: 2    Sq. feet:1811

Previous Sales:
Sold on 2005-05-05 for $374,500



7xx Hartnell Pl
Sacramento, CA 95825
Down Payment: $71,000
Loan Balance: $281,526
Net Profit/Loss: -$56
Refi: No
Asking Price: $379,000
Bedrooms:2    Baths: 2    Sq. feet:1370

Previous Sales:
Sold on 2005-11-17 for $355,000



9xx0 Sutton Way
Orangevale, CA 95662
Down Payment: $33,000
Loan Balance: $291,137
Net Profit/Loss: $1,270
Refi: No
Asking Price: $349,900
Bedrooms:4    Baths: 2    Sq. feet:1253

Previous Sales:
Sold on 2004-04-30 for $55,500
Sold on 2005-01-28 for $330,000



1xx29 Shoech Way
Elk Grove, CA 95757
Down Payment: $54,200
Loan Balance: $482,271
Net Profit/Loss: $1,767
Refi: No
Asking Price: $578,750
Bedrooms:4    Baths: 3    Sq. feet:3026

Previous Sales:
Sold on 2006-02-24 for $539,000



2xx7 Meadow Hawk Way
Antelope, CA 95843
Down Payment: $82,500
Loan Balance: $323,654
Net Profit/Loss: $2,581
Refi: No
Asking Price: $439,500
Bedrooms:4    Baths: 2    Sq. feet:2015

Previous Sales:
Sold on 2005-02-10 for $412,500



7xx3 34th Ave
Sacramento, CA 95824
Down Payment: None
Loan Balance: $251,601
Net Profit/Loss: $4,149
Refi: No
Asking Price: $275,000
Bedrooms:3    Baths: 1    Sq. feet:1176

Previous Sales:
Sold on 2005-07-14 for $255,000



6xx4 Palmaya Ln
Orangevale, CA 95662
Down Payment: $41,000
Loan Balance: $362,523
Net Profit/Loss: $5,667
Refi: No
Asking Price: $439,990
Bedrooms:3    Baths: 2    Sq. feet:1550

Previous Sales:
Sold on 2004-12-20 for $294,500
Sold on 2005-03-25 for $410,000



1xx Wapello Cir
Sacramento, CA 95835
Down Payment: $10
Loan Balance: $411,046
Net Profit/Loss: $6,514
Refi: No
Asking Price: $449,000
Bedrooms:4    Baths: 2    Sq. feet:2131

Previous Sales:
Sold on 2005-10-26 for $415,000



6xx5 Montez Ct
Citrus Heights, CA 95621
Down Payment: $124,363
Loan Balance: $190,625
Net Profit/Loss: $9,582
Refi: No
Asking Price: $349,000
Bedrooms:3    Baths: 2    Sq. feet:1548

Previous Sales:
Sold on 2005-05-16 for $318,000



4xx7 D St
Sacramento, CA 95819
Down Payment: $93,500
Loan Balance: $825,252
Net Profit/Loss: $10,318
Refi: No
Asking Price: $999,000
Bedrooms:3    Baths: 3    Sq. feet:2563

Previous Sales:
Sold on 2005-02-08 for $935,000



7xx5 Walsh Way
Sacramento, CA 95832
Down Payment: $34,500
Loan Balance: $214,376
Net Profit/Loss: $11,431
Refi: No
Asking Price: $279,900
Bedrooms:3    Baths: 2    Sq. feet:1301

Previous Sales:
Sold on 2005-04-18 for $252,500



8xx3 Patina Way
Elk Grove, CA 95624
Down Payment: $95,000
Loan Balance: $256,007
Net Profit/Loss: $11,589
Refi: No
Asking Price: $389,888
Bedrooms:3    Baths: 2    Sq. feet:1601

Previous Sales:
Sold on 2004-08-12 for $358,000



1xx71 CANADEO Cir
Elk Grove, CA 95757
Down Payment: $300
Loan Balance: $340,379
Net Profit/Loss: $11,791
Refi: No
Asking Price: $379,000
Bedrooms:3    Baths: 2    Sq. feet:1450

Previous Sales:
Sold on 2005-06-27 for $345,500



8xx4 Otium Ct
Antelope, CA 95843
Down Payment: None
Loan Balance: $318,045
Net Profit/Loss: $12,012
Refi: No
Asking Price: $354,900
Bedrooms:3    Baths: 3    Sq. feet:1577

Previous Sales:
Sold on 2004-10-04 for $326,000



5xx0 Kevinberg Dr
Sacramento, CA 95823
Down Payment: None
Loan Balance: $313,376
Net Profit/Loss: $12,124
Refi: No
Asking Price: $350,000
Bedrooms:4    Baths: 2    Sq. feet:1307

Previous Sales:
Sold on 2005-05-02 for $318,500



2xx Cypress St
Elverta, CA 95626
Down Payment: $17,500
Loan Balance: $249,254
Net Profit/Loss: $12,153
Refi: Yes
Asking Price: $299,900
Bedrooms:2    Baths: 1    Sq. feet:852

Previous Sales:
Sold on 2005-01-06 for $272,000



9xx7 Squirrelview Ct
Elk Grove, CA 95757
Down Payment: $101,000
Loan Balance: $257,730
Net Profit/Loss: $12,340
Refi: No
Asking Price: $399,000
Bedrooms:3    Baths: 2    Sq. feet:1457

Previous Sales:
Sold on 2004-10-20 for $365,000



2xx0 Riverside Blvd
Sacramento, CA 95818
Down Payment: None
Loan Balance: $432,759
Net Profit/Loss: $12,711
Refi: No
Asking Price: $479,000
Bedrooms:3    Baths: 2    Sq. feet:1705

Previous Sales:
Sold on 2004-09-17 for $377,500



1xx60 Walnutwood Way
Rancho Cordova, CA 95670
Down Payment: None
Loan Balance: $334,111
Net Profit/Loss: $14,546
Refi: No
Asking Price: $374,900
Bedrooms:4    Baths: 2    Sq. feet:1752

Previous Sales:
Sold on 2005-03-31 for $340,000



6xx2 Ackland Ct
Citrus Heights, CA 95621
Down Payment: None
Loan Balance: $207,368
Net Profit/Loss: $14,669
Refi: No
Asking Price: $238,750
Bedrooms:2    Baths: 1    Sq. feet:1100

Previous Sales:
Sold on 2004-12-06 for $212,000



8xx8 Justawee Ct
Elk Grove, CA 95624
Down Payment: None
Loan Balance: $556,854
Net Profit/Loss: $15,096
Refi: Yes
Asking Price: $615,000
Bedrooms:4    Baths: 3    Sq. feet:3206

Previous Sales:
Sold on 2005-01-07 for $523,500



4xx0 23rd Ave
Sacramento, CA 95820
Down Payment: $47,000
Loan Balance: $165,502
Net Profit/Loss: $15,348
Refi: Yes
Asking Price: $245,000
Bedrooms:2    Baths: 2    Sq. feet:1124

Previous Sales:
Sold on 2005-06-03 for $215,000



4xx1 Rio Linda Blvd
Sacramento, CA 95838
Down Payment: None
Loan Balance: $271,813
Net Profit/Loss: $15,557
Refi: Yes
Asking Price: $309,000
Bedrooms:3    Baths: 2    Sq. feet:1319

Previous Sales:
Sold on 2004-07-29 for $233,500



4xx3 DE LA VINA Way
Sacramento, CA 95823
Down Payment: $3,800
Loan Balance: $333,080
Net Profit/Loss: $16,520
Refi: No
Asking Price: $380,000
Bedrooms:4    Baths: 3    Sq. feet:1915

Previous Sales:
Sold on 2004-12-29 for $344,000



9xx4 Golden Dr
Orangevale, CA 95662
Down Payment: $105,000
Loan Balance: $296,370
Net Profit/Loss: $17,130
Refi: No
Asking Price: $450,000
Bedrooms:4    Baths: 2    Sq. feet:1698

Previous Sales:
Sold on 2004-05-14 for $300,000
Sold on 2004-09-17 for $409,000



3xx2 Loggerhead Way
Sacramento, CA 95834
Down Payment: $101,806
Loan Balance: $296,283
Net Profit/Loss: $20,411
Refi: No
Asking Price: $450,000
Bedrooms:4    Baths: 2    Sq. feet:2090

Previous Sales:
Sold on 2004-08-26 for $406,000



7xx DABNEY Ave
Rio Linda, CA 95673
Down Payment: $7,980
Loan Balance: $310,998
Net Profit/Loss: $20,472
Refi: Yes
Asking Price: $365,000
Bedrooms:3    Baths: 2    Sq. feet:1647

Previous Sales:
Sold on 2005-07-29 for $323,000



7xx4 Salmon River Dr
Sacramento, CA 95842
Down Payment: $29,000
Loan Balance: $251,754
Net Profit/Loss: $21,403
Refi: No
Asking Price: $324,900
Bedrooms:3    Baths: 2    Sq. feet:1208

Previous Sales:
Sold on 2005-03-18 for $200,000
Sold on 2005-04-19 for $285,000



1xx38 Lago Dr
Rancho Murieta, CA 95683
Down Payment: $17,250
Loan Balance: $322,351
Net Profit/Loss: $22,169
Refi: No
Asking Price: $389,000
Bedrooms:2    Baths: 2    Sq. feet:1790

Previous Sales:
Sold on 2004-04-19 for $280,000
Sold on 2005-04-22 for $345,000



7xx6 Van Maren Ln
Citrus Heights, CA 95621
Down Payment: None
Loan Balance: $263,784
Net Profit/Loss: $22,656
Refi: No
Asking Price: $308,000
Bedrooms:3    Baths: 2    Sq. feet:1104

Previous Sales:
Sold on 2005-03-17 for $267,500
Sold on 2005-06-29 for $267,500



2xx1 Gunn Rd
Carmichael, CA 95608
Down Payment: None
Loan Balance: $301,869
Net Profit/Loss: $22,701
Refi: No
Asking Price: $349,000
Bedrooms:3    Baths: 2    Sq. feet:1350

Previous Sales:
Sold on 2005-10-05 for $305,000



6xx1 5th St
Rio Linda, CA 95673
Down Payment: None
Loan Balance: $278,828
Net Profit/Loss: $23,422
Refi: No
Asking Price: $325,000
Bedrooms:3    Baths: 2    Sq. feet:1167

Previous Sales:
Sold on 2005-03-08 for $284,000



3xx9 Gray Mare Way
Antelope, CA 95843
Down Payment: None
Loan Balance: $380,874
Net Profit/Loss: $23,676
Refi: No
Asking Price: $435,000
Bedrooms:4    Baths: 3    Sq. feet:2297

Previous Sales:
Sold on 2004-12-30 for $389,000



3xx6 Pinell St
Sacramento, CA 95838
Down Payment: None
Loan Balance: $255,214
Net Profit/Loss: $23,693
Refi: No
Asking Price: $299,900
Bedrooms:3    Baths: 1    Sq. feet:1040

Previous Sales:
Sold on 2004-06-17 for $150,000
Sold on 2004-08-06 for $180,000
Sold on 2005-03-03 for $260,000



6xx6 Northbrook Way
Fair Oaks, CA 95628
Down Payment: $65,800
Loan Balance: $258,723
Net Profit/Loss: $24,227
Refi: No
Asking Price: $375,000
Bedrooms:3    Baths: 2    Sq. feet:1288

Previous Sales:
Sold on 2005-04-08 for $329,000



2xx9 Davenport Way
Sacramento, CA 95833
Down Payment: None
Loan Balance: $374,835
Net Profit/Loss: $25,065
Refi: Yes
Asking Price: $430,000
Bedrooms:4    Baths: 2    Sq. feet:1917

Previous Sales:
Sold on 2004-08-04 for $188,500
Sold on 2005-01-14 for $350,000



3xx2 43rd St
Sacramento, CA 95817
Down Payment: None
Loan Balance: $118,859
Net Profit/Loss: $25,291
Refi: No
Asking Price: $155,000
Bedrooms:2    Baths: 1    Sq. feet:798

Previous Sales:
Sold on 2005-10-14 for $90,000
Sold on 2005-10-26 for $120,000



1xx36 Lavelli Way
Elk Grove, CA 95757
Down Payment: $300,123
Loan Balance: $124,046
Net Profit/Loss: $25,951
Refi: No
Asking Price: $484,000
Bedrooms:3    Baths: 2    Sq. feet:2032

Previous Sales:
Sold on 2005-03-02 for $426,500



4xx0 Sanford St
Fair Oaks, CA 95628
Down Payment: $80,000
Loan Balance: $265,230
Net Profit/Loss: $26,677
Refi: No
Asking Price: $399,900
Bedrooms:3    Baths: 2    Sq. feet:1557

Previous Sales:
Sold on 2005-03-22 for $350,000



3xx4 Lazy J Ct
Antelope, CA 95843
Down Payment: None
Loan Balance: $351,670
Net Profit/Loss: $28,700
Refi: No
Asking Price: $409,000
Bedrooms:4    Baths: 2    Sq. feet:2017

Previous Sales:
Sold on 2003-08-06 for $264,500
Sold on 2004-11-04 for $360,000



8xx0 Diamond Oak Way
Elk Grove, CA 95624
Down Payment: $270,000
Loan Balance: $293,721
Net Profit/Loss: $30,549
Refi: No
Asking Price: $639,000
Bedrooms:0    Baths: 0    Sq. feet:2723

Previous Sales:
Sold on 2004-12-29 for $570,000



6xx Redwood Ave
Sacramento, CA 95815
Down Payment: None
Loan Balance: $290,106
Net Profit/Loss: $30,697
Refi: No
Asking Price: $344,950
Bedrooms:3    Baths: 2    Sq. feet:1602

Previous Sales:
Sold on 2004-09-23 for $218,000



5xx3 Diablo Dr
Sacramento, CA 95842
Down Payment: $60,000
Loan Balance: $234,730
Net Profit/Loss: $30,770
Refi: No
Asking Price: $350,000
Bedrooms:3    Baths: 2    Sq. feet:1208

Previous Sales:
Sold on 2005-10-24 for $297,000



5xx2 Robertson Ave
Carmichael, CA 95608
Down Payment: None
Loan Balance: $291,397
Net Profit/Loss: $33,638
Refi: Yes
Asking Price: $349,500
Bedrooms:3    Baths: 2    Sq. feet:1104

Previous Sales:
Sold on 2004-09-09 for $272,500



1xx1 Entrada Rd
Sacramento, CA 95864
Down Payment: $113,800
Loan Balance: $446,321
Net Profit/Loss: $35,032
Refi: No
Asking Price: $639,950
Bedrooms:3    Baths: 2    Sq. feet:1631

Previous Sales:
Sold on 2005-02-03 for $569,000



5xx6 Kokomo Dr
Sacramento, CA 95835
Down Payment: None
Loan Balance: $409,450
Net Profit/Loss: $36,020
Refi: No
Asking Price: $479,000
Bedrooms:4    Baths: 2    Sq. feet:2132

Previous Sales:
Sold on 2005-05-11 for $416,000



1xx1 Elderwood Dr
Galt, CA 95632
Down Payment: $55,000
Loan Balance: $264,220
Net Profit/Loss: $38,830
Refi: Yes
Asking Price: $385,000
Bedrooms:3    Baths: 2    Sq. feet:1428

Previous Sales:
Sold on 2004-12-17 for $325,000



8xx4 Kingsdale Way
Sacramento, CA 95823
Down Payment: None
Loan Balance: $299,772
Net Profit/Loss: $39,678
Refi: No
Asking Price: $365,000
Bedrooms:3    Baths: 2    Sq. feet:1663

Previous Sales:
Sold on 2004-10-25 for $307,000



8xx8 Shadow Crest Cir
Antelope, CA 95843
Down Payment: $35,900
Loan Balance: $316,402
Net Profit/Loss: $42,948
Refi: No
Asking Price: $425,000
Bedrooms:4    Baths: 2    Sq. feet:1921

Previous Sales:
Sold on 2005-01-03 for $359,000



9xx9 Prairie Dunes Way
Sacramento, CA 95829
Down Payment: $20,750
Loan Balance: $389,784
Net Profit/Loss: $44,236
Refi: No
Asking Price: $489,000
Bedrooms:3    Baths: 2    Sq. feet:1654

Previous Sales:
Sold on 2005-09-06 for $415,000



4xx0 53rd St
Sacramento, CA 95820
Down Payment: $200,000
Loan Balance: $58,372
Net Profit/Loss: $47,598
Refi: No
Asking Price: $329,000
Bedrooms:2    Baths: 1    Sq. feet:1136

Previous Sales:
Sold on 2004-07-30 for $260,000



5xx Given St
Folsom, CA 95630
Down Payment: $60,500
Loan Balance: $335,817
Net Profit/Loss: $49,153
Refi: Yes
Asking Price: $479,000
Bedrooms:4    Baths: 3    Sq. feet:1998

Previous Sales:
Sold on 2004-10-19 for $404,500



5xx4 Amnest Way
Sacramento, CA 95835
Down Payment: $68,900
Loan Balance: $269,278
Net Profit/Loss: $52,422
Refi: No
Asking Price: $420,000
Bedrooms:3    Baths: 3    Sq. feet:1875

Previous Sales:
Sold on 2005-03-24 for $343,000



3xx0 44th St
Sacramento, CA 95820
Down Payment: $54,875
Loan Balance: $161,901
Net Profit/Loss: $52,915
Refi: No
Asking Price: $289,990
Bedrooms:3    Baths: 2    Sq. feet:1061

Previous Sales:
Sold on 2004-08-10 for $138,000
Sold on 2005-04-20 for $219,500



8xx8 Newbridge Way
Citrus Heights, CA 95610
Down Payment: $79,540
Loan Balance: $312,486
Net Profit/Loss: $53,444
Refi: No
Asking Price: $479,000
Bedrooms:5    Baths: 3    Sq. feet:2200

Previous Sales:
Sold on 2004-02-25 for $330,000
Sold on 2005-06-23 for $396,500



2xx9 Broad River Ct
Rancho Cordova, CA 95670
Down Payment: $21,500
Loan Balance: $285,441
Net Profit/Loss: $53,806
Refi: Yes
Asking Price: $387,900
Bedrooms:4    Baths: 2    Sq. feet:1590

Previous Sales:
Sold on 2004-08-31 for $314,500



7xx3 25th St
Sacramento, CA 95832
Down Payment: $25,000
Loan Balance: $222,910
Net Profit/Loss: $54,339
Refi: No
Asking Price: $324,999
Bedrooms:3    Baths: 2    Sq. feet:1252

Previous Sales:
Sold on 2005-11-01 for $250,000



3xx5 Parque Way
Sacramento, CA 95835
Down Payment: $91,860
Loan Balance: $361,583
Net Profit/Loss: $57,964
Refi: No
Asking Price: $549,900
Bedrooms:4    Baths: 3    Sq. feet:2618

Previous Sales:
Sold on 2005-05-27 for $459,000



7xx4 Pixcroft Ct
Sacramento, CA 95842
Down Payment: None
Loan Balance: $248,432
Net Profit/Loss: $58,468
Refi: Yes
Asking Price: $330,000
Bedrooms:3    Baths: 2    Sq. feet:1128

Previous Sales:
Sold on 2004-09-01 for $250,000



2xx9 Lansing Way
Sacramento, CA 95825
Down Payment: $23,250
Loan Balance: $196,482
Net Profit/Loss: $58,803
Refi: No
Asking Price: $299,500
Bedrooms:3    Baths: 1    Sq. feet:1200

Previous Sales:
Sold on 2005-06-29 for $222,500



7xx4 Gladwin Way
Elk Grove, CA 95757
Down Payment: $185,650
Loan Balance: $428,327
Net Profit/Loss: $60,180
Refi: No
Asking Price: $724,900
Bedrooms:5    Baths: 4    Sq. feet:4097

Previous Sales:
Sold on 2005-09-30 for $618,500



2xx2 16th St
Sacramento, CA 95818
Down Payment: None
Loan Balance: $397,644
Net Profit/Loss: $62,706
Refi: No
Asking Price: $495,000
Bedrooms:3    Baths: 2    Sq. feet:1640

Previous Sales:
Sold on 2005-07-15 for $375,000



3xx8 Cypress St
Sacramento, CA 95838
Down Payment: $21,000
Loan Balance: $176,086
Net Profit/Loss: $63,313
Refi: No
Asking Price: $279,999
Bedrooms:4    Baths: 2    Sq. feet:1200

Previous Sales:
Sold on 2005-04-27 for $200,000



1xx09 Machico Way
Elk Grove, CA 95757
Down Payment: $41,137
Loan Balance: $359,087
Net Profit/Loss: $63,846
Refi: No
Asking Price: $499,000
Bedrooms:4    Baths: 2    Sq. feet:2379

Previous Sales:
Sold on 2005-01-25 for $407,500



7xx7 Manorside Dr
Sacramento, CA 95832
Down Payment: None
Loan Balance: $310,728
Net Profit/Loss: $70,559
Refi: Yes
Asking Price: $409,986
Bedrooms:4    Baths: 2    Sq. feet:1777

Previous Sales:
Sold on 2004-11-16 for $297,500



5xx2 U St
Sacramento, CA 95817
Down Payment: None
Loan Balance: $243,471
Net Profit/Loss: $71,799
Refi: Yes
Asking Price: $339,000
Bedrooms:2    Baths: 1    Sq. feet:720

Previous Sales:
Sold on 2005-04-27 for $125,000



7xx7 Caceres Way
Sacramento, CA 95823
Down Payment: $3,000
Loan Balance: $280,486
Net Profit/Loss: $74,564
Refi: Yes
Asking Price: $385,000
Bedrooms:3    Baths: 2    Sq. feet:1738

Previous Sales:
Sold on 2004-08-24 for $291,000



3xx8 Mas Amilos Way
Sacramento, CA 95835
Down Payment: $193
Loan Balance: $394,139
Net Profit/Loss: $75,317
Refi: No
Asking Price: $504,999
Bedrooms:3    Baths: 2    Sq. feet:2078

Previous Sales:
Sold on 2005-03-17 for $401,500



1xx2 Bridgecreek Dr
Sacramento, CA 95833
Down Payment: None
Loan Balance: $286,085
Net Profit/Loss: $75,685
Refi: No
Asking Price: $389,000
Bedrooms:3    Baths: 2    Sq. feet:1492

Previous Sales:
Sold on 2004-08-04 for $294,000



2xx7 Harris Ave
Sacramento, CA 95838
Down Payment: $9,000
Loan Balance: $235,257
Net Profit/Loss: $76,593
Refi: No
Asking Price: $345,000
Bedrooms:3    Baths: 2    Sq. feet:1346

Previous Sales:
Sold on 2004-10-18 for $250,000



6xx6 Carreta Ln
Rancho Murieta, CA 95683
Down Payment: $16,250
Loan Balance: $306,104
Net Profit/Loss: $76,616
Refi: No
Asking Price: $429,000
Bedrooms:2    Baths: 2    Sq. feet:1447

Previous Sales:
Sold on 2003-08-14 for $220,000
Sold on 2005-11-21 for $325,000



8xx3 Santa Ridge Cir
Elk Grove, CA 95624
Down Payment: $41,000
Loan Balance: $359,419
Net Profit/Loss: $78,531
Refi: No
Asking Price: $515,000
Bedrooms:5    Baths: 2    Sq. feet:2090

Previous Sales:
Sold on 2004-08-27 for $410,000



3xx5 Portsmouth Dr
Rancho Cordova, CA 95670
Down Payment: None
Loan Balance: $226,978
Net Profit/Loss: $79,922
Refi: No
Asking Price: $330,000
Bedrooms:3    Baths: 2    Sq. feet:1280

Previous Sales:
Sold on 2005-07-19 for $230,000



6xxDesertwood Ct
Sacramento, CA 95823
Down Payment: $23,500
Loan Balance: $207,075
Net Profit/Loss: $85,625
Refi: No
Asking Price: $340,000
Bedrooms:3    Baths: 2    Sq. feet:1599

Previous Sales:
Sold on 2005-06-28 for $233,500



1xx40 Browning St
Elverta, CA 95626
Down Payment: None
Loan Balance: $695,419
Net Profit/Loss: $85,781
Refi: No
Asking Price: $840,000
Bedrooms:5    Baths: 2    Sq. feet:2600

Previous Sales:
Sold on 2005-07-07 for $705,000



3xx Montrose Dr
Folsom, CA 95630
Down Payment: None
Loan Balance: $425,130
Net Profit/Loss: $86,370
Refi: Yes
Asking Price: $550,000
Bedrooms:2    Baths: 1    Sq. feet:1826

Previous Sales:
Sold on 2004-08-25 for $188,000



1xx Woodview Ct
Folsom, CA 95630
Down Payment: $278,000
Loan Balance: $378,606
Net Profit/Loss: $87,394
Refi: No
Asking Price: $800,000
Bedrooms:4    Baths: 2    Sq. feet:3616

Previous Sales:
Sold on 2004-12-10 for $665,000



1xx9 38th Ave
Sacramento, CA 95822
Down Payment: $21,500
Loan Balance: $191,661
Net Profit/Loss: $93,274
Refi: No
Asking Price: $329,500
Bedrooms:2    Baths: 1    Sq. feet:1270

Previous Sales:
Sold on 2005-10-26 for $215,000



1xx49 Beckley Way
Elk Grove, CA 95757
Down Payment: $44,835
Loan Balance: $392,792
Net Profit/Loss: $97,949
Refi: No
Asking Price: $575,888
Bedrooms:5    Baths: 3    Sq. feet:3026

Previous Sales:
Sold on 2004-11-30 for $446,500



7xx8 Stevenson Ave
Sacramento, CA 95828
Down Payment: $75,000
Loan Balance: $148,312
Net Profit/Loss: $101,258
Refi: No
Asking Price: $349,000
Bedrooms:2    Baths: 1    Sq. feet:902

Previous Sales:
Sold on 2005-09-08 for $225,000



1xx1 Bayer Ct
Folsom, CA 95630
Down Payment: $300
Loan Balance: $422,313
Net Profit/Loss: $102,837
Refi: No
Asking Price: $565,000
Bedrooms:4    Baths: 3    Sq. feet:2347

Previous Sales:
Sold on 2004-08-20 for $434,000



3xx Santiago Ave
Sacramento, CA 95815
Down Payment: None
Loan Balance: $221,454
Net Profit/Loss: $104,046
Refi: No
Asking Price: $350,000
Bedrooms:2    Baths: 1    Sq. feet:1016

Previous Sales:
Sold on 2005-03-15 for $225,500



7xx6 Beja Ct
Elk Grove, CA 95757
Down Payment: $67,962
Loan Balance: $600,745
Net Profit/Loss: $129,233
Refi: No
Asking Price: $858,000
Bedrooms:5    Baths: 4    Sq. feet:3995

Previous Sales:
Sold on 2005-07-28 for $676,500



1xx80 Rising Rd
Wilton, CA 95693
Down Payment: None
Loan Balance: $728,190
Net Profit/Loss: $136,710
Refi: Yes
Asking Price: $930,000
Bedrooms:3    Baths: 2    Sq. feet:1755

Previous Sales:
Sold on 2004-09-15 for $690,000



1xx46 Woodring Dr
Mather, CA 95655
Down Payment: None
Loan Balance: $418,549
Net Profit/Loss: $185,951
Refi: No
Asking Price: $650,000
Bedrooms:5    Baths: 3    Sq. feet:4062

Previous Sales:
Sold on 2004-08-11 for $430,000



9xx5 Harvey Rd
Galt, CA 95632
Down Payment: $32,800
Loan Balance: $521,188
Net Profit/Loss: $189,082
Refi: Yes
Asking Price: $799,000
Bedrooms:3    Baths: 2    Sq. feet:1851

Previous Sales:
Sold on 2005-01-04 for $565,000



6xx3 Grant Line Rd
Sloughhouse, CA 95683
Down Payment: $133,000
Loan Balance: $521,182
Net Profit/Loss: $368,818
Refi: No
Asking Price: $1,100,000
Bedrooms:4    Baths: 3    Sq. feet:2626

Previous Sales:
Sold on 2005-01-13 for $665,000



4xx1 Paula Way
Fair Oaks, CA 95628
Down Payment: $45,705
Loan Balance: $532,811
Net Profit/Loss: $630,484
Refi: Yes
Asking Price: $1,300,000
Bedrooms:3    Baths: 3    Sq. feet:3000

Previous Sales:
Sold on 2005-06-30 for $586,000


Total 124