Revealing Trouble continued...

After our previous analysis, Anonymous wanted to look at more data:

Great job on the recent post on your flipper site. Do you think we should add some more? What about another 120 or so?

Well, who am I to say no? The following is a true random sampling of 120 properties being flipped in Sacramento County. Only one of these houses is Realtor owned, so the same cost conditions were applied (7% closing costs and full purchase price). Here is a quick statistical breakdown: -31% are in the red. -33% only of those identifiable as an FIT just by looking at previous sales. There is a large undercurrent of loss hidden in this market. How long before it breaks through the surface?

3xx5 Tree Swallow Cir Elk Grove, CA 95757

Down Payment: None Loan Balance: $517,865 Net Profit/Loss: -$127,265 Refi: No Asking Price: $420,000 Bedrooms:3    Baths: 2    Sq. feet:2436 Previous Sales: Sold on 2005-07-07 for $525,000

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8xx2 Rendham Way Sacramento, CA 95829

Down Payment: None Loan Balance: $403,762 Net Profit/Loss: -$69,892 Refi: No Asking Price: $359,000 Bedrooms:3    Baths: 2    Sq. feet:1577 Previous Sales: Sold on 2004-06-08 for $317,000 Sold on 2005-07-28 for $409,000

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1xxSedley Ct Sacramento, CA 95823

Down Payment: None Loan Balance: $425,396 Net Profit/Loss: -$67,346 Refi: Yes Asking Price: $385,000 Bedrooms:4    Baths: 2    Sq. feet:1899 Previous Sales: Sold on 2005-05-23 for $400,000

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1xx61 Emerald Grove Dr Elk Grove, CA 95624

Down Payment: None Loan Balance: $435,331 Net Profit/Loss: -$63,377 Refi: No Asking Price: $399,950 Bedrooms:4    Baths: 2    Sq. feet:2121 Previous Sales: Sold on 2004-12-09 for $375,000

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8xx1 Red Elk Dr Elk Grove, CA 95758

Down Payment: $79,500 Loan Balance: $312,606 Net Profit/Loss: -$39,171 Refi: No Asking Price: $379,500 Bedrooms:3    Baths: 2    Sq. feet:1518 Previous Sales: Sold on 2005-09-22 for $395,500

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3xx4 Onawa Ct Antelope, CA 95843

Down Payment: None Loan Balance: $333,830 Net Profit/Loss: -$31,580 Refi: No Asking Price: $325,000 Bedrooms:3    Baths: 2    Sq. feet:1428 Previous Sales: Sold on 2004-12-23 for $325,000

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9xx7 Windrift Ln Elk Grove, CA 95758

Down Payment: $100,000 Loan Balance: $311,467 Net Profit/Loss: -$27,377 Refi: No Asking Price: $413,000 Bedrooms:3    Baths: 2    Sq. feet:1499 Previous Sales: Sold on 2005-09-09 for $415,000

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1xx1 Edgemore Ave Sacramento, CA 95835

Down Payment: $40,000 Loan Balance: $376,957 Net Profit/Loss: -$27,287 Refi: No Asking Price: $419,000 Bedrooms:4    Baths: 2    Sq. feet:1803 Previous Sales: Sold on 2004-12-30 for $425,000

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6xx4 Laguna Mirage Ln Elk Grove, CA 95758

Down Payment: None Loan Balance: $352,581 Net Profit/Loss: -$27,174 Refi: No Asking Price: $349,900 Bedrooms:3    Baths: 2    Sq. feet:1379 Previous Sales: Sold on 2005-05-27 for $358,000

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4xx Slocum Dr Folsom, CA 95630

Down Payment: None Loan Balance: $434,086 Net Profit/Loss: -$24,933 Refi: No Asking Price: $439,950 Bedrooms:3    Baths: 2    Sq. feet:1488 Previous Sales: Sold on 2005-07-11 for $440,000

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6xx9 Sol Way Citrus Heights, CA 95621

Down Payment: $114,157 Loan Balance: $449,495 Net Profit/Loss: -$24,253 Refi: No Asking Price: $579,999 Bedrooms:5    Baths: 3    Sq. feet:2641 Previous Sales: Sold on 2005-07-27 for $569,500

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8xx9 Misty Valley Way Antelope, CA 95843

Down Payment: None Loan Balance: $432,479 Net Profit/Loss: -$23,326 Refi: No Asking Price: $439,950 Bedrooms:4    Baths: 2    Sq. feet:1714 Previous Sales: Sold on 2004-07-29 for $372,000 Sold on 2005-05-05 for $439,500

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7xx9 Little Oaks Way Citrus Heights, CA 95621

Down Payment: $64,000 Loan Balance: $252,125 Net Profit/Loss: -$23,175 Refi: No Asking Price: $315,000 Bedrooms:3    Baths: 1    Sq. feet:1045 Previous Sales: Sold on 2004-12-21 for $210,000 Sold on 2005-05-27 for $320,000

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1xx50 Mace River Ct Rancho Cordova, CA 95670

Down Payment: $39,000 Loan Balance: $400,680 Net Profit/Loss: -$21,273 Refi: Yes Asking Price: $449,900 Bedrooms:4    Baths: 2    Sq. feet:2006 Previous Sales: Sold on 2005-07-20 for $445,000

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3xx5 4th Ave Sacramento, CA 95817

Down Payment: None Loan Balance: $317,782 Net Profit/Loss: -$21,112 Refi: Yes Asking Price: $319,000 Bedrooms:3    Baths: 2    Sq. feet:1248 Previous Sales: Sold on 2005-03-14 for $307,000

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7xx6 La Tour Dr Sacramento, CA 95842

Down Payment: $30,300 Loan Balance: $268,758 Net Profit/Loss: -$20,151 Refi: No Asking Price: $299,900 Bedrooms:2    Baths: 2    Sq. feet:886 Previous Sales: Sold on 2005-06-14 for $303,000

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5xx7 Mariposa Ave Citrus Heights, CA 95610

Down Payment: None Loan Balance: $381,201 Net Profit/Loss: -$18,594 Refi: No Asking Price: $389,900 Bedrooms:4    Baths: 2    Sq. feet:1553 Previous Sales: Sold on 2005-02-23 for $305,000 Sold on 2005-05-31 for $387,000

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3xx1 May St Sacramento, CA 95838

Down Payment: None Loan Balance: $221,517 Net Profit/Loss: -$16,917 Refi: No Asking Price: $220,000 Bedrooms:2    Baths: 1    Sq. feet:749 Previous Sales: Sold on 2005-05-18 for $225,000

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7xx0 Flores Way Sacramento, CA 95822

Down Payment: $15,000 Loan Balance: $280,654 Net Profit/Loss: -$16,654 Refi: No Asking Price: $300,000 Bedrooms:3    Baths: 2    Sq. feet:1240 Previous Sales: Sold on 2005-05-24 for $300,000

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4xx6 48th St Sacramento, CA 95820

Down Payment: $30,000 Loan Balance: $265,397 Net Profit/Loss: -$16,397 Refi: No Asking Price: $300,000 Bedrooms:4    Baths: 2    Sq. feet:1570 Previous Sales: Sold on 2005-04-07 for $300,000

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7xx8 Stockdale St Sacramento, CA 95822

Down Payment: None Loan Balance: $290,366 Net Profit/Loss: -$16,016 Refi: No Asking Price: $295,000 Bedrooms:3    Baths: 2    Sq. feet:1350 Previous Sales: Sold on 2005-05-12 for $260,000

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2xx0 Screech Owl Way Sacramento, CA 95834

Down Payment: $106,708 Loan Balance: $373,137 Net Profit/Loss: -$14,938 Refi: No Asking Price: $499,900 Bedrooms:4    Baths: 2    Sq. feet:2501 Previous Sales: Sold on 2005-07-06 for $485,000

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5xx2 13th Ave Sacramento, CA 95820

Down Payment: None Loan Balance: $349,546 Net Profit/Loss: -$11,026 Refi: No Asking Price: $364,000 Bedrooms:2    Baths: 1    Sq. feet:1156 Previous Sales: Sold on 2005-08-03 for $354,000

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5xxiebaum Ct Elk Grove, CA 95758

Down Payment: None Loan Balance: $382,551 Net Profit/Loss: -$10,561 Refi: Yes Asking Price: $399,990 Bedrooms:4    Baths: 2    Sq. feet:1659 Previous Sales: Sold on 2004-09-17 for $360,000

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4xx6 A St Sacramento, CA 95819

Down Payment: $40,500 Loan Balance: $359,038 Net Profit/Loss: -$9,868 Refi: No Asking Price: $419,000 Bedrooms:2    Baths: 1    Sq. feet:1147 Previous Sales: Sold on 2005-05-31 for $405,000

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8xx7 Holly Oak St Citrus Heights, CA 95610

Down Payment: None Loan Balance: $380,398 Net Profit/Loss: -$9,328 Refi: No Asking Price: $399,000 Bedrooms:4    Baths: 2    Sq. feet:1601 Previous Sales: Sold on 2006-02-16 for $382,500

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5xx1 Applehurst Way Elk Grove, CA 95758

Down Payment: None Loan Balance: $387,649 Net Profit/Loss: -$9,244 Refi: No Asking Price: $406,888 Bedrooms:3    Baths: 2    Sq. feet:1623 Previous Sales: Sold on 2005-11-21 for $391,000

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1xx9 Stoddard St Sacramento, CA 95822

Down Payment: $36,000 Loan Balance: $180,948 Net Profit/Loss: -$7,791 Refi: No Asking Price: $224,900 Bedrooms:2    Baths: 1    Sq. feet:828 Previous Sales: Sold on 2005-04-19 for $220,000

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2xx5 Sherington Way Sacramento, CA 95835

Down Payment: None Loan Balance: $509,507 Net Profit/Loss: -$7,400 Refi: No Asking Price: $539,900 Bedrooms:5    Baths: 3    Sq. feet:2382 Previous Sales: Sold on 2005-06-13 for $517,000

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5xx0 Tangerine Ave Sacramento, CA 95823

Down Payment: None Loan Balance: $308,426 Net Profit/Loss: -$6,176 Refi: No Asking Price: $325,000 Bedrooms:3    Baths: 2    Sq. feet:1160 Previous Sales: Sold on 2006-02-28 for $310,000

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7xx9 RUSH RIVER Dr Sacramento, CA 95831

Down Payment: None Loan Balance: $377,101 Net Profit/Loss: -$6,031 Refi: No Asking Price: $399,000 Bedrooms:3    Baths: 2    Sq. feet:1445 Previous Sales: Sold on 2005-05-20 for $383,000

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7xx0 Roy Rogers Pl Citrus Heights, CA 95610

Down Payment: None Loan Balance: $366,761 Net Profit/Loss: -$4,154 Refi: Yes Asking Price: $389,900 Bedrooms:3    Baths: 2    Sq. feet:1592 Previous Sales: Sold on 2004-12-03 for $330,000

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4xx5 Andrew Alan Ln Fair Oaks, CA 95628

Down Payment: $70,000 Loan Balance: $277,105 Net Profit/Loss: -$3,935 Refi: No Asking Price: $369,000 Bedrooms:3    Baths: 2    Sq. feet:1504 Previous Sales: Sold on 2005-10-03 for $350,000

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4xx0 Schuyler Dr Carmichael, CA 95608

Down Payment: None Loan Balance: $421,273 Net Profit/Loss: -$3,703 Refi: No Asking Price: $449,000 Bedrooms:3    Baths: 2    Sq. feet:2078 Previous Sales: Sold on 2005-01-14 for $430,000

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1xxAshley Oaks Ct Sacramento, CA 95815

Down Payment: None Loan Balance: $296,080 Net Profit/Loss: -$3,130 Refi: No Asking Price: $315,000 Bedrooms:3    Baths: 2    Sq. feet:1264 Previous Sales: Sold on 2005-04-01 for $275,000 Sold on 2005-07-21 for $300,000

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6xx5 Fordham Way Sacramento, CA 95831

Down Payment: $155,000 Loan Balance: $344,795 Net Profit/Loss: -$2,245 Refi: No Asking Price: $535,000 Bedrooms:3    Baths: 2    Sq. feet:1526 Previous Sales: Sold on 2005-06-03 for $505,000

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5xx5 Los Pueblos Way Sacramento, CA 95835

Down Payment: None Loan Balance: $402,959 Net Profit/Loss: -$734 Refi: No Asking Price: $432,500 Bedrooms:3    Baths: 2    Sq. feet:1811 Previous Sales: Sold on 2005-05-05 for $374,500

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7xx Hartnell Pl Sacramento, CA 95825

Down Payment: $71,000 Loan Balance: $281,526 Net Profit/Loss: -$56 Refi: No Asking Price: $379,000 Bedrooms:2    Baths: 2    Sq. feet:1370 Previous Sales: Sold on 2005-11-17 for $355,000

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9xx0 Sutton Way Orangevale, CA 95662

Down Payment: $33,000 Loan Balance: $291,137 Net Profit/Loss: $1,270 Refi: No Asking Price: $349,900 Bedrooms:4    Baths: 2    Sq. feet:1253 Previous Sales: Sold on 2004-04-30 for $55,500 Sold on 2005-01-28 for $330,000

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1xx29 Shoech Way Elk Grove, CA 95757

Down Payment: $54,200 Loan Balance: $482,271 Net Profit/Loss: $1,767 Refi: No Asking Price: $578,750 Bedrooms:4    Baths: 3    Sq. feet:3026 Previous Sales: Sold on 2006-02-24 for $539,000

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2xx7 Meadow Hawk Way Antelope, CA 95843

Down Payment: $82,500 Loan Balance: $323,654 Net Profit/Loss: $2,581 Refi: No Asking Price: $439,500 Bedrooms:4    Baths: 2    Sq. feet:2015 Previous Sales: Sold on 2005-02-10 for $412,500

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7xx3 34th Ave Sacramento, CA 95824

Down Payment: None Loan Balance: $251,601 Net Profit/Loss: $4,149 Refi: No Asking Price: $275,000 Bedrooms:3    Baths: 1    Sq. feet:1176 Previous Sales: Sold on 2005-07-14 for $255,000

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6xx4 Palmaya Ln Orangevale, CA 95662

Down Payment: $41,000 Loan Balance: $362,523 Net Profit/Loss: $5,667 Refi: No Asking Price: $439,990 Bedrooms:3    Baths: 2    Sq. feet:1550 Previous Sales: Sold on 2004-12-20 for $294,500 Sold on 2005-03-25 for $410,000

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1xx Wapello Cir Sacramento, CA 95835

Down Payment: $10 Loan Balance: $411,046 Net Profit/Loss: $6,514 Refi: No Asking Price: $449,000 Bedrooms:4    Baths: 2    Sq. feet:2131 Previous Sales: Sold on 2005-10-26 for $415,000

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6xx5 Montez Ct Citrus Heights, CA 95621

Down Payment: $124,363 Loan Balance: $190,625 Net Profit/Loss: $9,582 Refi: No Asking Price: $349,000 Bedrooms:3    Baths: 2    Sq. feet:1548 Previous Sales: Sold on 2005-05-16 for $318,000

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4xx7 D St Sacramento, CA 95819

Down Payment: $93,500 Loan Balance: $825,252 Net Profit/Loss: $10,318 Refi: No Asking Price: $999,000 Bedrooms:3    Baths: 3    Sq. feet:2563 Previous Sales: Sold on 2005-02-08 for $935,000

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7xx5 Walsh Way Sacramento, CA 95832

Down Payment: $34,500 Loan Balance: $214,376 Net Profit/Loss: $11,431 Refi: No Asking Price: $279,900 Bedrooms:3    Baths: 2    Sq. feet:1301 Previous Sales: Sold on 2005-04-18 for $252,500

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8xx3 Patina Way Elk Grove, CA 95624

Down Payment: $95,000 Loan Balance: $256,007 Net Profit/Loss: $11,589 Refi: No Asking Price: $389,888 Bedrooms:3    Baths: 2    Sq. feet:1601 Previous Sales: Sold on 2004-08-12 for $358,000

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1xx71 CANADEO Cir Elk Grove, CA 95757

Down Payment: $300 Loan Balance: $340,379 Net Profit/Loss: $11,791 Refi: No Asking Price: $379,000 Bedrooms:3    Baths: 2    Sq. feet:1450 Previous Sales: Sold on 2005-06-27 for $345,500

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8xx4 Otium Ct Antelope, CA 95843

Down Payment: None Loan Balance: $318,045 Net Profit/Loss: $12,012 Refi: No Asking Price: $354,900 Bedrooms:3    Baths: 3    Sq. feet:1577 Previous Sales: Sold on 2004-10-04 for $326,000

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5xx0 Kevinberg Dr Sacramento, CA 95823

Down Payment: None Loan Balance: $313,376 Net Profit/Loss: $12,124 Refi: No Asking Price: $350,000 Bedrooms:4    Baths: 2    Sq. feet:1307 Previous Sales: Sold on 2005-05-02 for $318,500

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2xx Cypress St Elverta, CA 95626

Down Payment: $17,500 Loan Balance: $249,254 Net Profit/Loss: $12,153 Refi: Yes Asking Price: $299,900 Bedrooms:2    Baths: 1    Sq. feet:852 Previous Sales: Sold on 2005-01-06 for $272,000

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9xx7 Squirrelview Ct Elk Grove, CA 95757

Down Payment: $101,000 Loan Balance: $257,730 Net Profit/Loss: $12,340 Refi: No Asking Price: $399,000 Bedrooms:3    Baths: 2    Sq. feet:1457 Previous Sales: Sold on 2004-10-20 for $365,000

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2xx0 Riverside Blvd Sacramento, CA 95818

Down Payment: None Loan Balance: $432,759 Net Profit/Loss: $12,711 Refi: No Asking Price: $479,000 Bedrooms:3    Baths: 2    Sq. feet:1705 Previous Sales: Sold on 2004-09-17 for $377,500

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1xx60 Walnutwood Way Rancho Cordova, CA 95670

Down Payment: None Loan Balance: $334,111 Net Profit/Loss: $14,546 Refi: No Asking Price: $374,900 Bedrooms:4    Baths: 2    Sq. feet:1752 Previous Sales: Sold on 2005-03-31 for $340,000

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6xx2 Ackland Ct Citrus Heights, CA 95621

Down Payment: None Loan Balance: $207,368 Net Profit/Loss: $14,669 Refi: No Asking Price: $238,750 Bedrooms:2    Baths: 1    Sq. feet:1100 Previous Sales: Sold on 2004-12-06 for $212,000

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8xx8 Justawee Ct Elk Grove, CA 95624

Down Payment: None Loan Balance: $556,854 Net Profit/Loss: $15,096 Refi: Yes Asking Price: $615,000 Bedrooms:4    Baths: 3    Sq. feet:3206 Previous Sales: Sold on 2005-01-07 for $523,500

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4xx0 23rd Ave Sacramento, CA 95820

Down Payment: $47,000 Loan Balance: $165,502 Net Profit/Loss: $15,348 Refi: Yes Asking Price: $245,000 Bedrooms:2    Baths: 2    Sq. feet:1124 Previous Sales: Sold on 2005-06-03 for $215,000

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4xx1 Rio Linda Blvd Sacramento, CA 95838

Down Payment: None Loan Balance: $271,813 Net Profit/Loss: $15,557 Refi: Yes Asking Price: $309,000 Bedrooms:3    Baths: 2    Sq. feet:1319 Previous Sales: Sold on 2004-07-29 for $233,500

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4xx3 DE LA VINA Way Sacramento, CA 95823

Down Payment: $3,800 Loan Balance: $333,080 Net Profit/Loss: $16,520 Refi: No Asking Price: $380,000 Bedrooms:4    Baths: 3    Sq. feet:1915 Previous Sales: Sold on 2004-12-29 for $344,000

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9xx4 Golden Dr Orangevale, CA 95662

Down Payment: $105,000 Loan Balance: $296,370 Net Profit/Loss: $17,130 Refi: No Asking Price: $450,000 Bedrooms:4    Baths: 2    Sq. feet:1698 Previous Sales: Sold on 2004-05-14 for $300,000 Sold on 2004-09-17 for $409,000

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3xx2 Loggerhead Way Sacramento, CA 95834

Down Payment: $101,806 Loan Balance: $296,283 Net Profit/Loss: $20,411 Refi: No Asking Price: $450,000 Bedrooms:4    Baths: 2    Sq. feet:2090 Previous Sales: Sold on 2004-08-26 for $406,000

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7xx DABNEY Ave Rio Linda, CA 95673

Down Payment: $7,980 Loan Balance: $310,998 Net Profit/Loss: $20,472 Refi: Yes Asking Price: $365,000 Bedrooms:3    Baths: 2    Sq. feet:1647 Previous Sales: Sold on 2005-07-29 for $323,000

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7xx4 Salmon River Dr Sacramento, CA 95842

Down Payment: $29,000 Loan Balance: $251,754 Net Profit/Loss: $21,403 Refi: No Asking Price: $324,900 Bedrooms:3    Baths: 2    Sq. feet:1208 Previous Sales: Sold on 2005-03-18 for $200,000 Sold on 2005-04-19 for $285,000

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1xx38 Lago Dr Rancho Murieta, CA 95683

Down Payment: $17,250 Loan Balance: $322,351 Net Profit/Loss: $22,169 Refi: No Asking Price: $389,000 Bedrooms:2    Baths: 2    Sq. feet:1790 Previous Sales: Sold on 2004-04-19 for $280,000 Sold on 2005-04-22 for $345,000

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7xx6 Van Maren Ln Citrus Heights, CA 95621

Down Payment: None Loan Balance: $263,784 Net Profit/Loss: $22,656 Refi: No Asking Price: $308,000 Bedrooms:3    Baths: 2    Sq. feet:1104 Previous Sales: Sold on 2005-03-17 for $267,500 Sold on 2005-06-29 for $267,500

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2xx1 Gunn Rd Carmichael, CA 95608

Down Payment: None Loan Balance: $301,869 Net Profit/Loss: $22,701 Refi: No Asking Price: $349,000 Bedrooms:3    Baths: 2    Sq. feet:1350 Previous Sales: Sold on 2005-10-05 for $305,000

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6xx1 5th St Rio Linda, CA 95673

Down Payment: None Loan Balance: $278,828 Net Profit/Loss: $23,422 Refi: No Asking Price: $325,000 Bedrooms:3    Baths: 2    Sq. feet:1167 Previous Sales: Sold on 2005-03-08 for $284,000

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3xx9 Gray Mare Way Antelope, CA 95843

Down Payment: None Loan Balance: $380,874 Net Profit/Loss: $23,676 Refi: No Asking Price: $435,000 Bedrooms:4    Baths: 3    Sq. feet:2297 Previous Sales: Sold on 2004-12-30 for $389,000

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3xx6 Pinell St Sacramento, CA 95838

Down Payment: None Loan Balance: $255,214 Net Profit/Loss: $23,693 Refi: No Asking Price: $299,900 Bedrooms:3    Baths: 1    Sq. feet:1040 Previous Sales: Sold on 2004-06-17 for $150,000 Sold on 2004-08-06 for $180,000 Sold on 2005-03-03 for $260,000

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6xx6 Northbrook Way Fair Oaks, CA 95628

Down Payment: $65,800 Loan Balance: $258,723 Net Profit/Loss: $24,227 Refi: No Asking Price: $375,000 Bedrooms:3    Baths: 2    Sq. feet:1288 Previous Sales: Sold on 2005-04-08 for $329,000

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2xx9 Davenport Way Sacramento, CA 95833

Down Payment: None Loan Balance: $374,835 Net Profit/Loss: $25,065 Refi: Yes Asking Price: $430,000 Bedrooms:4    Baths: 2    Sq. feet:1917 Previous Sales: Sold on 2004-08-04 for $188,500 Sold on 2005-01-14 for $350,000

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3xx2 43rd St Sacramento, CA 95817

Down Payment: None Loan Balance: $118,859 Net Profit/Loss: $25,291 Refi: No Asking Price: $155,000 Bedrooms:2    Baths: 1    Sq. feet:798 Previous Sales: Sold on 2005-10-14 for $90,000 Sold on 2005-10-26 for $120,000

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1xx36 Lavelli Way Elk Grove, CA 95757

Down Payment: $300,123 Loan Balance: $124,046 Net Profit/Loss: $25,951 Refi: No Asking Price: $484,000 Bedrooms:3    Baths: 2    Sq. feet:2032 Previous Sales: Sold on 2005-03-02 for $426,500

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4xx0 Sanford St Fair Oaks, CA 95628

Down Payment: $80,000 Loan Balance: $265,230 Net Profit/Loss: $26,677 Refi: No Asking Price: $399,900 Bedrooms:3    Baths: 2    Sq. feet:1557 Previous Sales: Sold on 2005-03-22 for $350,000

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3xx4 Lazy J Ct Antelope, CA 95843

Down Payment: None Loan Balance: $351,670 Net Profit/Loss: $28,700 Refi: No Asking Price: $409,000 Bedrooms:4    Baths: 2    Sq. feet:2017 Previous Sales: Sold on 2003-08-06 for $264,500 Sold on 2004-11-04 for $360,000

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8xx0 Diamond Oak Way Elk Grove, CA 95624

Down Payment: $270,000 Loan Balance: $293,721 Net Profit/Loss: $30,549 Refi: No Asking Price: $639,000 Bedrooms:0    Baths: 0    Sq. feet:2723 Previous Sales: Sold on 2004-12-29 for $570,000

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6xx Redwood Ave Sacramento, CA 95815

Down Payment: None Loan Balance: $290,106 Net Profit/Loss: $30,697 Refi: No Asking Price: $344,950 Bedrooms:3    Baths: 2    Sq. feet:1602 Previous Sales: Sold on 2004-09-23 for $218,000

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5xx3 Diablo Dr Sacramento, CA 95842

Down Payment: $60,000 Loan Balance: $234,730 Net Profit/Loss: $30,770 Refi: No Asking Price: $350,000 Bedrooms:3    Baths: 2    Sq. feet:1208 Previous Sales: Sold on 2005-10-24 for $297,000

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5xx2 Robertson Ave Carmichael, CA 95608

Down Payment: None Loan Balance: $291,397 Net Profit/Loss: $33,638 Refi: Yes Asking Price: $349,500 Bedrooms:3    Baths: 2    Sq. feet:1104 Previous Sales: Sold on 2004-09-09 for $272,500

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1xx1 Entrada Rd Sacramento, CA 95864

Down Payment: $113,800 Loan Balance: $446,321 Net Profit/Loss: $35,032 Refi: No Asking Price: $639,950 Bedrooms:3    Baths: 2    Sq. feet:1631 Previous Sales: Sold on 2005-02-03 for $569,000

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5xx6 Kokomo Dr Sacramento, CA 95835

Down Payment: None Loan Balance: $409,450 Net Profit/Loss: $36,020 Refi: No Asking Price: $479,000 Bedrooms:4    Baths: 2    Sq. feet:2132 Previous Sales: Sold on 2005-05-11 for $416,000

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1xx1 Elderwood Dr Galt, CA 95632

Down Payment: $55,000 Loan Balance: $264,220 Net Profit/Loss: $38,830 Refi: Yes Asking Price: $385,000 Bedrooms:3    Baths: 2    Sq. feet:1428 Previous Sales: Sold on 2004-12-17 for $325,000

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8xx4 Kingsdale Way Sacramento, CA 95823

Down Payment: None Loan Balance: $299,772 Net Profit/Loss: $39,678 Refi: No Asking Price: $365,000 Bedrooms:3    Baths: 2    Sq. feet:1663 Previous Sales: Sold on 2004-10-25 for $307,000

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8xx8 Shadow Crest Cir Antelope, CA 95843

Down Payment: $35,900 Loan Balance: $316,402 Net Profit/Loss: $42,948 Refi: No Asking Price: $425,000 Bedrooms:4    Baths: 2    Sq. feet:1921 Previous Sales: Sold on 2005-01-03 for $359,000

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9xx9 Prairie Dunes Way Sacramento, CA 95829

Down Payment: $20,750 Loan Balance: $389,784 Net Profit/Loss: $44,236 Refi: No Asking Price: $489,000 Bedrooms:3    Baths: 2    Sq. feet:1654 Previous Sales: Sold on 2005-09-06 for $415,000

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4xx0 53rd St Sacramento, CA 95820

Down Payment: $200,000 Loan Balance: $58,372 Net Profit/Loss: $47,598 Refi: No Asking Price: $329,000 Bedrooms:2    Baths: 1    Sq. feet:1136 Previous Sales: Sold on 2004-07-30 for $260,000

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5xx Given St Folsom, CA 95630

Down Payment: $60,500 Loan Balance: $335,817 Net Profit/Loss: $49,153 Refi: Yes Asking Price: $479,000 Bedrooms:4    Baths: 3    Sq. feet:1998 Previous Sales: Sold on 2004-10-19 for $404,500

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5xx4 Amnest Way Sacramento, CA 95835

Down Payment: $68,900 Loan Balance: $269,278 Net Profit/Loss: $52,422 Refi: No Asking Price: $420,000 Bedrooms:3    Baths: 3    Sq. feet:1875 Previous Sales: Sold on 2005-03-24 for $343,000

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3xx0 44th St Sacramento, CA 95820

Down Payment: $54,875 Loan Balance: $161,901 Net Profit/Loss: $52,915 Refi: No Asking Price: $289,990 Bedrooms:3    Baths: 2    Sq. feet:1061 Previous Sales: Sold on 2004-08-10 for $138,000 Sold on 2005-04-20 for $219,500

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8xx8 Newbridge Way Citrus Heights, CA 95610

Down Payment: $79,540 Loan Balance: $312,486 Net Profit/Loss: $53,444 Refi: No Asking Price: $479,000 Bedrooms:5    Baths: 3    Sq. feet:2200 Previous Sales: Sold on 2004-02-25 for $330,000 Sold on 2005-06-23 for $396,500

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2xx9 Broad River Ct Rancho Cordova, CA 95670

Down Payment: $21,500 Loan Balance: $285,441 Net Profit/Loss: $53,806 Refi: Yes Asking Price: $387,900 Bedrooms:4    Baths: 2    Sq. feet:1590 Previous Sales: Sold on 2004-08-31 for $314,500

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7xx3 25th St Sacramento, CA 95832

Down Payment: $25,000 Loan Balance: $222,910 Net Profit/Loss: $54,339 Refi: No Asking Price: $324,999 Bedrooms:3    Baths: 2    Sq. feet:1252 Previous Sales: Sold on 2005-11-01 for $250,000

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3xx5 Parque Way Sacramento, CA 95835

Down Payment: $91,860 Loan Balance: $361,583 Net Profit/Loss: $57,964 Refi: No Asking Price: $549,900 Bedrooms:4    Baths: 3    Sq. feet:2618 Previous Sales: Sold on 2005-05-27 for $459,000

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7xx4 Pixcroft Ct Sacramento, CA 95842

Down Payment: None Loan Balance: $248,432 Net Profit/Loss: $58,468 Refi: Yes Asking Price: $330,000 Bedrooms:3    Baths: 2    Sq. feet:1128 Previous Sales: Sold on 2004-09-01 for $250,000

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2xx9 Lansing Way Sacramento, CA 95825

Down Payment: $23,250 Loan Balance: $196,482 Net Profit/Loss: $58,803 Refi: No Asking Price: $299,500 Bedrooms:3    Baths: 1    Sq. feet:1200 Previous Sales: Sold on 2005-06-29 for $222,500

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7xx4 Gladwin Way Elk Grove, CA 95757

Down Payment: $185,650 Loan Balance: $428,327 Net Profit/Loss: $60,180 Refi: No Asking Price: $724,900 Bedrooms:5    Baths: 4    Sq. feet:4097 Previous Sales: Sold on 2005-09-30 for $618,500

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2xx2 16th St Sacramento, CA 95818

Down Payment: None Loan Balance: $397,644 Net Profit/Loss: $62,706 Refi: No Asking Price: $495,000 Bedrooms:3    Baths: 2    Sq. feet:1640 Previous Sales: Sold on 2005-07-15 for $375,000

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3xx8 Cypress St Sacramento, CA 95838

Down Payment: $21,000 Loan Balance: $176,086 Net Profit/Loss: $63,313 Refi: No Asking Price: $279,999 Bedrooms:4    Baths: 2    Sq. feet:1200 Previous Sales: Sold on 2005-04-27 for $200,000

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1xx09 Machico Way Elk Grove, CA 95757

Down Payment: $41,137 Loan Balance: $359,087 Net Profit/Loss: $63,846 Refi: No Asking Price: $499,000 Bedrooms:4    Baths: 2    Sq. feet:2379 Previous Sales: Sold on 2005-01-25 for $407,500

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7xx7 Manorside Dr Sacramento, CA 95832

Down Payment: None Loan Balance: $310,728 Net Profit/Loss: $70,559 Refi: Yes Asking Price: $409,986 Bedrooms:4    Baths: 2    Sq. feet:1777 Previous Sales: Sold on 2004-11-16 for $297,500

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5xx2 U St Sacramento, CA 95817

Down Payment: None Loan Balance: $243,471 Net Profit/Loss: $71,799 Refi: Yes Asking Price: $339,000 Bedrooms:2    Baths: 1    Sq. feet:720 Previous Sales: Sold on 2005-04-27 for $125,000

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7xx7 Caceres Way Sacramento, CA 95823

Down Payment: $3,000 Loan Balance: $280,486 Net Profit/Loss: $74,564 Refi: Yes Asking Price: $385,000 Bedrooms:3    Baths: 2    Sq. feet:1738 Previous Sales: Sold on 2004-08-24 for $291,000

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3xx8 Mas Amilos Way Sacramento, CA 95835

Down Payment: $193 Loan Balance: $394,139 Net Profit/Loss: $75,317 Refi: No Asking Price: $504,999 Bedrooms:3    Baths: 2    Sq. feet:2078 Previous Sales: Sold on 2005-03-17 for $401,500

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1xx2 Bridgecreek Dr Sacramento, CA 95833

Down Payment: None Loan Balance: $286,085 Net Profit/Loss: $75,685 Refi: No Asking Price: $389,000 Bedrooms:3    Baths: 2    Sq. feet:1492 Previous Sales: Sold on 2004-08-04 for $294,000

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2xx7 Harris Ave Sacramento, CA 95838

Down Payment: $9,000 Loan Balance: $235,257 Net Profit/Loss: $76,593 Refi: No Asking Price: $345,000 Bedrooms:3    Baths: 2    Sq. feet:1346 Previous Sales: Sold on 2004-10-18 for $250,000

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6xx6 Carreta Ln Rancho Murieta, CA 95683

Down Payment: $16,250 Loan Balance: $306,104 Net Profit/Loss: $76,616 Refi: No Asking Price: $429,000 Bedrooms:2    Baths: 2    Sq. feet:1447 Previous Sales: Sold on 2003-08-14 for $220,000 Sold on 2005-11-21 for $325,000

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8xx3 Santa Ridge Cir Elk Grove, CA 95624

Down Payment: $41,000 Loan Balance: $359,419 Net Profit/Loss: $78,531 Refi: No Asking Price: $515,000 Bedrooms:5    Baths: 2    Sq. feet:2090 Previous Sales: Sold on 2004-08-27 for $410,000

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3xx5 Portsmouth Dr Rancho Cordova, CA 95670

Down Payment: None Loan Balance: $226,978 Net Profit/Loss: $79,922 Refi: No Asking Price: $330,000 Bedrooms:3    Baths: 2    Sq. feet:1280 Previous Sales: Sold on 2005-07-19 for $230,000

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6xxDesertwood Ct Sacramento, CA 95823

Down Payment: $23,500 Loan Balance: $207,075 Net Profit/Loss: $85,625 Refi: No Asking Price: $340,000 Bedrooms:3    Baths: 2    Sq. feet:1599 Previous Sales: Sold on 2005-06-28 for $233,500

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1xx40 Browning St Elverta, CA 95626

Down Payment: None Loan Balance: $695,419 Net Profit/Loss: $85,781 Refi: No Asking Price: $840,000 Bedrooms:5    Baths: 2    Sq. feet:2600 Previous Sales: Sold on 2005-07-07 for $705,000

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3xx Montrose Dr Folsom, CA 95630

Down Payment: None Loan Balance: $425,130 Net Profit/Loss: $86,370 Refi: Yes Asking Price: $550,000 Bedrooms:2    Baths: 1    Sq. feet:1826 Previous Sales: Sold on 2004-08-25 for $188,000

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1xx Woodview Ct Folsom, CA 95630

Down Payment: $278,000 Loan Balance: $378,606 Net Profit/Loss: $87,394 Refi: No Asking Price: $800,000 Bedrooms:4    Baths: 2    Sq. feet:3616 Previous Sales: Sold on 2004-12-10 for $665,000

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1xx9 38th Ave Sacramento, CA 95822

Down Payment: $21,500 Loan Balance: $191,661 Net Profit/Loss: $93,274 Refi: No Asking Price: $329,500 Bedrooms:2    Baths: 1    Sq. feet:1270 Previous Sales: Sold on 2005-10-26 for $215,000

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1xx49 Beckley Way Elk Grove, CA 95757

Down Payment: $44,835 Loan Balance: $392,792 Net Profit/Loss: $97,949 Refi: No Asking Price: $575,888 Bedrooms:5    Baths: 3    Sq. feet:3026 Previous Sales: Sold on 2004-11-30 for $446,500

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7xx8 Stevenson Ave Sacramento, CA 95828

Down Payment: $75,000 Loan Balance: $148,312 Net Profit/Loss: $101,258 Refi: No Asking Price: $349,000 Bedrooms:2    Baths: 1    Sq. feet:902 Previous Sales: Sold on 2005-09-08 for $225,000

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1xx1 Bayer Ct Folsom, CA 95630

Down Payment: $300 Loan Balance: $422,313 Net Profit/Loss: $102,837 Refi: No Asking Price: $565,000 Bedrooms:4    Baths: 3    Sq. feet:2347 Previous Sales: Sold on 2004-08-20 for $434,000

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3xx Santiago Ave Sacramento, CA 95815

Down Payment: None Loan Balance: $221,454 Net Profit/Loss: $104,046 Refi: No Asking Price: $350,000 Bedrooms:2    Baths: 1    Sq. feet:1016 Previous Sales: Sold on 2005-03-15 for $225,500

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7xx6 Beja Ct Elk Grove, CA 95757

Down Payment: $67,962 Loan Balance: $600,745 Net Profit/Loss: $129,233 Refi: No Asking Price: $858,000 Bedrooms:5    Baths: 4    Sq. feet:3995 Previous Sales: Sold on 2005-07-28 for $676,500

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1xx80 Rising Rd Wilton, CA 95693

Down Payment: None Loan Balance: $728,190 Net Profit/Loss: $136,710 Refi: Yes Asking Price: $930,000 Bedrooms:3    Baths: 2    Sq. feet:1755 Previous Sales: Sold on 2004-09-15 for $690,000

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1xx46 Woodring Dr Mather, CA 95655

Down Payment: None Loan Balance: $418,549 Net Profit/Loss: $185,951 Refi: No Asking Price: $650,000 Bedrooms:5    Baths: 3    Sq. feet:4062 Previous Sales: Sold on 2004-08-11 for $430,000

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9xx5 Harvey Rd Galt, CA 95632

Down Payment: $32,800 Loan Balance: $521,188 Net Profit/Loss: $189,082 Refi: Yes Asking Price: $799,000 Bedrooms:3    Baths: 2    Sq. feet:1851 Previous Sales: Sold on 2005-01-04 for $565,000

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6xx3 Grant Line Rd Sloughhouse, CA 95683

Down Payment: $133,000 Loan Balance: $521,182 Net Profit/Loss: $368,818 Refi: No Asking Price: $1,100,000 Bedrooms:4    Baths: 3    Sq. feet:2626 Previous Sales: Sold on 2005-01-13 for $665,000

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4xx1 Paula Way Fair Oaks, CA 95628

Down Payment: $45,705 Loan Balance: $532,811 Net Profit/Loss: $630,484 Refi: Yes Asking Price: $1,300,000 Bedrooms:3    Baths: 3    Sq. feet:3000 Previous Sales: Sold on 2005-06-30 for $586,000

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Total 124